Jason Smith

Jason Smith

Chief Executive Officer

Jason Smith is a highly-regarded technology entrepreneur with more than 20 years of experience building and leading companies in North America. He is the Chief Executive Officer of iv3.

Jason is also the President and CEO of Real Matters, the parent company of iv3. Prior to Real Matters he was the founder, director and an executive with Basis100, a company he built from a handful of employees into one of the largest publicly traded technology providers to the mortgage banking industry worldwide. Basis100 was subsequently sold in 2004.

A leader in his community, Jason is a director of several corporations and is the former Chairman of the Holland Bloorview Kids Rehabilitation Hospital Foundation.

Bill Herman

Bill Herman

Vice President and Chief Financial Officer

Bill has more than 20 years of experience in finance and accounting, and a proven track record of leadership in a public company environment. Bill joined Real Matters as Chief Accounting Officer in September 2016.

Prior to joining Real Matters, Bill was Executive Vice President and Interim Chief Financial Officer at Progressive Waste Solutions, a multi-billion dollar North American full-service waste management company, where he held various progressively senior management positions from 2002 to 2016. Prior to Progressive Waste, Mr. Herman held various positions with Deloitte & Touche LLP. Bill is a Chartered Professional Accountant and has an M.B.A. from York University’s Schulich School of Business. He also holds a Diploma in Accounting and a Bachelor of Arts (Economics) Degree from Wilfrid Laurier University.

Kim Montgomery

Kim Montgomery

Executive Vice President

Kim leads the team responsible for extending Real Matters core network management capabilities across new product verticals and aligning acquisitions. She joined the company in 2008 and was instrumental in building Solidifi’s U.S. operations.

With more than 14 years of experience in the mortgage lending industry, Kim has a proven track record of identifying and implementing new business practices and delivering high growth. Her diverse background includes leadership positions in sales, operations and compliance, and managing large teams across multiple geographies.

Prior to joining Real Matters, Kim held a number of progressively senior roles for one of the world’s largest banking and financial services organizations, including leading the bank’s virtual mortgage lending channel in Canada.

Ryan Smith

Ryan Smith

Chief Technology Officer

Ryan Smith is the Chief Technology Officer (CTO) at Real Matters, the parent company of iv3CUS, and is responsible for creating the company’s overall vision for technology. Iv3’s technology platform is the industry leader for delivering high-quality property inspection reports that enable our clients and partners to succeed.

Ryan joined Real Matters in 2006 bringing a wealth of experience in driving high growth cross-company engineering initiatives and collaboration strategies to deliver mission critical business solutions.

Throughout his 18-year career in the financial services technology sector, Ryan has gained tremendous experience in building successful technology solutions for the North American mortgage industry in real estate collateral assessment and mortgage processing. Prior to his role at Real Matters, Ryan held various executive positions in private and public organizations including Basis100, one of the largest publicly-traded technology providers to the mortgage banking industry worldwide.

Craig Rowsell

Craig Rowsell

Executive Vice President Operations and Program Management

Mr. Rowsell has more than 20 years of experience in helping build and deliver technology solutions for the mortgage industry. Prior to joining Real Matters in 2014, he served as Senior Vice President of Business Development & Marketing of FNF Canada Company. Mr. Rowsell also held senior management positions at Nationwide Appraisal Services and Teranet Inc. His industry experience includes various leadership roles in the mortgage processing and collateral management industry.

During his career, Mr. Rowsell has been responsible for helping to build and deploy a national AVM, third party risk management solutions, a mortgage collections platform and appraisal management solutions. He has been instrumental in delivering solutions to large institutional clients, forming strategic partnerships, driving operational excellence, leading corporate strategy, expanding core businesses into international markets and building new products and services.


Senior Leadership





Laura Lundy

National Director, Sales and Business Development






Matthew Harwood

National Director, Training and Development






Nigel Ramjohn

Business Development Manager/Residential Field Inspector






Carlos Tomé

National Manager, Residential Quality Assurance






Marisa Grossi

Manager, Client Services






Claire Turnbull

National Manager, Commercial






 Sintia Cicci

National Manager, Residential






Stephen James

Director, Strategic Field Programs